What are your money beliefs? The truth is, it's a lot easier to change your money beliefs if you understand how money affects your thought process. You see, money has a way of making you feel wealthy or both. And depending on who you are and what you've been taught, the actual definition of wealth can change from year to year. But the bottom line is that everyone experiences money in a different way. Below are some common money beliefs that affect how we think about money.
First, you have to do it all by yourself this is a very common money belief that holds true for most of us. When you are in debt, jobless, overwhelmed, or anything else that forces you to make choices on your own, it means that you are going to need to do a lot of work first to get out of this mess. This is where making money comes in. By making financial decisions on your own first, you're making the first step toward financial freedom.
Second, I have no control over my finances this is another common money belief held by most people. Because most of our lives are lived at a time frame where we are busy making money, we don't often focus on what it really costs us in terms of our finances. This is one of the biggest causes of discontentment when it comes to our financial health. We see the bills come in, we pay them but don't get to enjoy the life we could be living. The first step to financial freedom is to take control of your finances and change your mindset. Make a decision to start saving money, develop a budget that works for you, and figure out how you're going to spend your money in order to create more enjoyment in your life.
Third, I'm too busy earning money This is one of the biggest money beliefs around money that almost everyone hold. Most people's mindset is that the more money they earn, the happier they are. And this is a major cause of unhappiness because most of the time it leads to dissatisfaction with their lifestyle. A new story to tell about yourself is one of the best things you can do for yourself.
Fourth, I'll work hard to save money This is another way to avoid changing yourself. Most of our lives are spent working hard for someone else, whether it be a boss spouse, or parent. This is a way to keep our paycheck where it is and not have to consciously think about how we're going to create meaning from our lives. If you really want to develop a new mindset around your finances, then you need to start creating your own happiness by saving money as often as possible and making your own money.
Fifth, it doesn't make sense for me to save This is yet another of the five money beliefs most people hold. Most people believe that if you are going to give to someone else, then it doesn't make sense for you to spend any money on yourself. This kind of thinking is very damaging to your self-esteem. In order to develop a different mindset that respects your needs, wants, and needs of your body, you need to begin to value people differently. When you value people, then you will be able to set boundaries around your spending and you won't be wasting money on someone else's needs when you could be investing in yourself.
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